Yes, Blue Cross Blue Shield medical insurance typically covers wisdom teeth removal when it is medically necessary, but not all insurance plans cover this removal. There is a higher chance of getting coverage when wisdom tooth removal is medically necessary. However, there are many conditions on which coverage depends, like policy type and condition of teeth, medically necessary or not, etc. Even after insurance coverage, you might have to pay some out-of-pocket costs. Out-of-pocket costs can vary according to your insurance plan.
Most dental insurance plans cover wisdom tooth extraction (some insurance provides full coverage, while others provides little). Although there may be some limitations and restrictions, like how, when, how much time in a year, etc. In some cases, prior authorization is also required for some procedures. So you have to find out whether I am eligible for coverage on wisdom teeth removal.
How do I find out – I am eligible to get coverage or not?
- Review Your Policy Documents of your plan of Blue Cross Blue Shield medical insurance: The policy varies depending on the plan you have.
- Contact BCBS: You can contact BCBS by calling for any type of inquiry to know if you are eligible or not.
- Contact Dentist: Rest. You have to contact your dentist because they will help you get an insurance claim.
- Your dentist will determine whether wisdom removal is necessary or not. If this is very necessary for your health, then your dentist will help you get the insurance coverage.
FAQ
Q. Why do people want to remove wisdom teeth?
Due to many problems, like
- Causing pain due to impacted wisdom teeth.
- Insufficient Space.
- Improper growth angle
- Difficulty in Cleaning
- Infection or Gum Disease
- Pain and discomfort.
- Cyst formation is causing pain.
- etc.
Q. At what age do wisdom teeth typically come in?
Generally, wisdom teeth come out at the ages of 17 and 25.
Q. Does everyone need to have their wisdom teeth removed?
No, if your wisdom teeth are creating problems (examples of problems include pain, swelling gums, infection in your wisdom teeth, impacted teeth, etc.), it becomes necessary to remove teeth.
Q. Is wisdom tooth removal a surgical procedure?
Yes, it is a surgical process.
Q. Is wisdom tooth removal painful?
There is no pain because of the use of anesthesia; however, swelling and discomfort are possible during the recovery period, but there is no need to worry about that because your dentist will provide you with some medicines for pain relief.
Q. What are the common problems , come after wisdom teeth removal?
- Pain and discomfort:
- Generally, pain comes after the removal of the anesthesia effect. Your dentist may prescribe pain medications and pain relievers.
- Swelling:
- Swelling around the jaw and cheeks is normal. You can apply an ice pack during the first 24 hours to reduce swelling.
- Opening Mouth:
- Some people experience temporary pain while opening their mouth wide. It gets fixed after a period of time.
It’s important to note that you should instructions which are provided by your dentist for quick healing of your teeth.